As used in this chapter:
(a) “Certificate of insurance” means a written certificate of any insurance carrier duly authorized to do business in American Samoa, certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof thereof.
(b) “Motor vehicle liability policy” means an “owner’s policy” or an “operator’s policy” of liability insurance, certified as provided in this chapter and issued by an insurance carrier duly authorized to transact business in the Territory of American Samoa to or for the benefit of the person named therein as insured.History: 1972, PL 12-65 § 1.
“Operator’s policy” insures only named driver. Mamea v. Tavesi, ASR (1978).
Legislature designed the compulsory insurance statute to facilitate compensation of, and afford a realistic remedy for, victims of negligence. A.S.C.A. § 22.2001 et seq. Pu’u v. Lepule, 8 A.S.R.2d 68 (1988).
Compulsory Insurance Act requires auto insurance omnibus clause to insure the named insured and persons using the vehicle with his express or implied permission. A.S.C.A. § 22.2001. Mauga v. National Pacific Insurance, 15 A.S.R.2d 35 (1990).