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28.1502 Small loans-Interest.

Cite as [A.S.C.A. § 28.1502]

Any bank, savings and loan association, person, firm, corporation or government entity which has been approved by the Governor as a small loan agency may charge a fee of not more than $8 per $100 per year on loans, debts and obligations of not more than $8,000 with an allowable minimum charge to be fixed in an amount not to exceed a current schedule set by any lending institution under the standards prescribed in subsection (b) of 28.1501. Fees charged under this section are not to be levied in addition to the interest or minimum charge allowed under 28.1501. If any loan under this section is paid before its due date, the lender shall credit to the unpaid balance, or shall refund, unearned interest.

History: 1972, PL 12-51 § 1;amd 1978, PL 15-76 § 3; amd 1980, PL 16-67 § 2.

Amendments: 1978 Added “(b)” to reference to section in Amendments: 1980 Amended to conform with penalties pro-first sentence.

1980 Deleted reference to Bank of Hawaii; raised rates of fees vided for in Title 46, Criminal Justice and amount of loans.